A Financial Responsibility Insurance Certificate (SR-22) is a certificate verifying that an individual is maintaining motor vehicle liability insurance. An SR-22 can be issued by most insurance providers and certifies that an individual has the minimum liability insurance as required by law. An insurance provider will automatically notify the Texas Department of Public Safety (DPS) when an SR-22 is cancelled, terminated or lapses.
Any individual whose driving privilege has been suspended or revoked as the result of a car crash, conviction or judgment is required to file an SR-22 with DPS and maintain coverage for two years starting from the date of the conviction or 2 years from the date the Judgment was rendered. An SR-22 is also required if a security deposit is being placed with the department as compliance for a crash or crash default suspension. An insurance card or policy will not be accepted in place of an SR-22.
Individuals should contact their local insurance agent or provider to obtain an SR-22. Individuals who do not own a vehicle should ask an insurance provider about a Texas Non-Owner SR-22 Insurance policy.
An individual’s driving privilege and vehicle registration may be suspended if:
To reinstate a driver license an individual must:
Required documents can be submitted by mail, fax or email. All documents submitted by email must be in PDF format. Individual must write their name, date of birth and driver license number on all documents so their record can be properly identified.
Texas Department of Public Safety
Enforcement and Compliance Service
P.O. Box 4087
Austin, TX 78773-0320
The minimum liability coverage amounts required by law are:
For more information on minimum liability insurance laws, please visit the Texas Department of Insurance.
For individuals who are required to submit compliance documents (i.e. certificate of completion, SR-22, etc.), their driver eligibility status will change from “ineligible” to “eligible” on the License Eligibility website once all documents have been processed and fees have been paid.